{"id":3073,"date":"2026-01-12T12:57:00","date_gmt":"2026-01-12T11:57:00","guid":{"rendered":"https:\/\/descartes.tn\/?p=3073"},"modified":"2026-01-12T10:10:28","modified_gmt":"2026-01-12T09:10:28","slug":"transferts-des-tunisiens-a-letranger-87-milliards-de-dinars-en-2025-un-pilier-de-leconomie","status":"publish","type":"post","link":"https:\/\/descartes.tn\/index.php\/2026\/01\/12\/transferts-des-tunisiens-a-letranger-87-milliards-de-dinars-en-2025-un-pilier-de-leconomie\/","title":{"rendered":"Transferts des Tunisiens \u00e0 l\u2019\u00e9tranger : 8,7 milliards de dinars en 2025, un pilier de l\u2019\u00e9conomie"},"content":{"rendered":"\n

L’\u00e9conomie tunisienne peut compter sur un alli\u00e9 ind\u00e9fectible : sa diaspora. En 2025, malgr\u00e9 un climat macro\u00e9conomique mondial sous haute tension, les transferts des Tunisiens r\u00e9sidant \u00e0 l\u2019\u00e9tranger (TRE)<\/strong> ont franchi un nouveau cap historique, s’affirmant comme le v\u00e9ritable poumon financier du pays. Entre r\u00e9silience \u00e9motionnelle et impact pragmatique, ces flux de devises \u00e9trang\u00e8res<\/strong> ne sont plus de simples aides familiales, mais un levier strat\u00e9gique de souverainet\u00e9.<\/p>\n\n\n\n

 Analyse d’une croissance r\u00e9siliente : +6 % de flux financiers<\/h2>\n\n\n\n

Alors que l’Europe, principal bassin de la diaspora, fait face \u00e0 des politiques mon\u00e9taires restrictives, la g\u00e9n\u00e9rosit\u00e9 des expatri\u00e9s tunisiens ne faiblit pas.<\/p>\n\n\n\n

    \n
  • Volume record :<\/strong> Les transferts ont atteint 8 761,6 millions de dinars<\/strong> \u00e0 la fin de l’ann\u00e9e 2025.<\/li>\n\n\n\n
  • Progression constante :<\/strong> Ce chiffre marque une hausse d’environ 6 %<\/strong> par rapport aux 8 262,6 millions de dinars enregistr\u00e9s en 2024.<\/li>\n\n\n\n
  • D\u00e9mographie engag\u00e9e :<\/strong> Ce dynamisme repose sur une communaut\u00e9 de pr\u00e8s de deux millions de Tunisiens<\/strong> \u00e9tablis hors fronti\u00e8res, dont la majorit\u00e9 r\u00e9side au sein de l’Union europ\u00e9enne.<\/li>\n<\/ul>\n\n\n\n

    Le rempart de l’\u00e9conomie tunisienne face aux d\u00e9fis de 2026<\/h2>\n\n\n\n

    L’apport de la diaspora d\u00e9passe largement le cadre priv\u00e9. Il s’agit d’un indicateur cl\u00e9 de la stabilit\u00e9 macro\u00e9conomique<\/strong> du pays.<\/p>\n\n\n\n

    Soutien des r\u00e9serves de change et de la balance commerciale<\/h3>\n\n\n\n

    En 2025, ces transferts de fonds ont jou\u00e9 un r\u00f4le multidimensionnel :<\/p>\n\n\n\n

      \n
    • Source majeure de devises :<\/strong> Ils se hissent au rang des principaux pourvoyeurs de devises, aux c\u00f4t\u00e9s du tourisme et des exportations.<\/li>\n\n\n\n
    • \u00c9quilibre des paiements :<\/strong> Ces flux ont directement contribu\u00e9 \u00e0 stabiliser la balance commerciale<\/strong> et \u00e0 couvrir une part substantielle des besoins de financement ext\u00e9rieur.<\/li>\n\n\n\n
    • Stabilit\u00e9 mon\u00e9taire :<\/strong> La Banque Centrale de Tunisie (BCT) souligne leur importance cruciale pour le maintien de l’\u00e9quilibre du compte des paiements.<\/li>\n<\/ul>\n\n\n\n

      Vers un nouveau paradigme : Transformer l’\u00e9pargne en investissement productif<\/h2>\n\n\n\n

      Le d\u00e9fi pour 2026 ne r\u00e9side plus seulement dans la captation de ces flux, mais dans leur orientation vers le d\u00e9veloppement durable.<\/p>\n\n\n\n

      Historiquement, les investissements directs de la diaspora restent modestes par rapport au volume total des transferts. Pour corriger ce tir, l’\u00c9tat tunisien adopte une nouvelle approche strat\u00e9gique visant \u00e0 encourager les projets \u00e0 forte valeur ajout\u00e9e<\/strong>. L’objectif est clair : transformer les transferts de subsistance en leviers de cr\u00e9ation d’emplois et d’innovation technologique.<\/p>\n\n\n\n

      Conclusion : Un lien ind\u00e9fectible<\/strong> La performance des remittances en 2025 illustre la solidit\u00e9 des liens qui unissent les Tunisiens du monde \u00e0 leur terre d’origine. Dans un monde incertain, cette solidarit\u00e9 financi\u00e8re reste le socle de la r\u00e9silience tunisienne.<\/p>\n\n\n\n

      Et vous, pensez-vous que de nouveaux incitatifs fiscaux suffiront \u00e0 transformer ces transferts en investissements industriels massifs ?<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

      L’\u00e9conomie tunisienne peut compter sur un alli\u00e9 ind\u00e9fectible : sa diaspora. En 2025, malgr\u00e9 un climat macro\u00e9conomique mondial sous haute tension, les transferts des Tunisiens r\u00e9sidant \u00e0 l\u2019\u00e9tranger (TRE) ont franchi un nouveau cap historique, s’affirmant comme le v\u00e9ritable poumon financier du pays. Entre r\u00e9silience \u00e9motionnelle et impact pragmatique, ces flux de devises \u00e9trang\u00e8res ne […]<\/p>\n","protected":false},"author":1,"featured_media":3074,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3073","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nTransferts des Tunisiens \u00e0 l\u2019\u00e9tranger : 8,7 milliards de dinars en 2025, un pilier de l\u2019\u00e9conomie - Descartes.tn<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez comment les transferts de la diaspora tunisienne ont atteint 8,7 milliards de dinars en 2025, boostant les r\u00e9serves de devises et l'\u00e9conomie nationale.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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